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Wraparound mortgage servicing

Loan servicing built for the wrap.

WrapServicer manages accounts, notes, payments, escrow, and disbursements for wraparound mortgage servicers — with QuickBooks Online sync, Twilio SMS, Mailgun email, certified-mail via PostGrid, and IRS 1098 / 1099 e-file.

0-cent ledger tolerance Infinite audit trail QBO journal sync

Platform capabilities

Everything a wrap servicer needs.

Built for the unique mechanics of wraparound notes — pass-through escrow, dual amortization schedules, multi-account disbursements, and full QBO ledger sync.

0-cent ledger parity

Every payment, disbursement, and escrow adjustment is validated against the v1 production ledger with zero-cent tolerance — enforced by an automated 90-day replay harness on every deploy.

Full integrations suite

QuickBooks Online journal sync, Mailgun transactional email, Twilio SMS, Gmail-API code messages, SmartyStreets address validation, PostGrid certified mail, and IRS IRIS 1098/1099 e-file — all wired and production-ready, no stubs.

Infinite audit trail

Every state change — payments, escrow adjustments, holds, disbursements, user actions — writes a permanent, append-only audit log. Records are never purged, never archived, never expired.

Ready to get started?

Sign in to your servicer account.

Access your dashboard, accounts, payments, and reports — all in one place, with the same ledger accuracy you depend on.

Sign in to WrapServicer