0-cent ledger parity
Every payment, disbursement, and escrow adjustment is validated against the v1 production ledger with zero-cent tolerance — enforced by an automated 90-day replay harness on every deploy.
Wraparound mortgage servicing
Loan servicing built
for the wrap.
WrapServicer manages accounts, notes, payments, escrow, and disbursements for wraparound mortgage servicers — with QuickBooks Online sync, Twilio SMS, Mailgun email, certified-mail via PostGrid, and IRS 1098 / 1099 e-file.
Servicing staff sign in above. If you are a borrower or a lender on a wrapped loan, use the WrapServicer portal to see your loan, statements, payment history and distributions.
0-cent ledger tolerance
Infinite audit trail
QBO journal sync
Platform capabilities
Everything a wrap servicer needs.
Built for the unique mechanics of wraparound notes — pass-through escrow, dual amortization schedules, multi-account disbursements, and full QBO ledger sync.
Full integrations suite
QuickBooks Online journal sync, Mailgun transactional email, Twilio SMS, Gmail-API code messages, SmartyStreets address validation, PostGrid certified mail, and IRS IRIS 1098/1099 e-file — all wired and production-ready, no stubs.
Infinite audit trail
Every state change — payments, escrow adjustments, holds, disbursements, user actions — writes a permanent, append-only audit log. Records are never purged, never archived, never expired.
Ready to get started?
Sign in to WrapServicer.
Servicing staff get the full dashboard — accounts, payments, escrow and reports. Borrowers and lenders get the portal: their own loan, statements, payment history and distributions.